After a couple of months saving up I finally got a 1TB Seagate backup for my laptop. Right now I'm doing a full system backup, a little over two hours to complete. It wasn't expensive, 74.00(USD), but its a lot on a fixed income. Fortunately all my bills are current, up to date, no arrears. I make sure all of that happens before anything else. So now no more worries. I'm using EaseUS ToDo for the backup. To me that's one big relief.